New York City Foreclosure Defense Attorney | Free Consultation
 

Foreclosure Defense Attorneys Serving All of New York

Behind on Your Mortgage in New York?

We Help You Fight Foreclosure

Foreclosure in New York can feel overwhelming—but you have legal rights and time to act. Our team at Consumer Law Attorney helps homeowners stop foreclosure, apply for loan modifications, and explore legal tools like bankruptcy to stay in their homes.

Understanding Foreclosure in New YorkNew York Foreclosure Law Explained

New York is a judicial foreclosure state, meaning your lender must sue you in court before taking your home. That gives you the chance to respond and protect your property.

Key Points:

  • You will receive a foreclosure summons and complaint
  • You have 20–30 days to respond depending on service
  • Settlement conferences are required for most residential cases
  • Legal defenses and modification programs are available

Ways We Can HelpProven Strategies to Stop or Delay Foreclosure

  • Modification
  • Bankruptcy
  • Litigation

Loan Modification:

Negotiate with your lender to reduce your payment and reinstate the loan.

Chapter 13 Bankruptcy:

File for protection and pay missed mortgage payments over time.

Litigation Defense:

Challenge improper documentation, illegal fees, or violations of lending law.

Why Choose UsNew York Homeowners Trust Consumer Law Attorney

Benefits of Hiring a Foreclosure Attorney

  • Deep knowledge of NY foreclosure laws and courts
  • Immediate help with pending sale dates
  • Free consultations and flat-fee pricing
  • Aggressive negotiation with mortgage lenders
  • Spanish-speaking support available

Areas We Serve Across New YorkLocal Experience in Foreclosure Courts Statewide

We serve clients throughout the five boroughs, Long Island, and Upstate New York. Whether your home is in Brooklyn, Buffalo, or Yonkers—we’re here to help.

Linked Cities List:

  • New York City
  • Buffalo
  • Rochester
  • Yonkers
  • Syracuse
  • Albany
  • [View All New York Locations]

Client Success StoriesWhat Our Clients Say About Our Foreclosure Help

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Marvin Louka profile picture
Marvin Louka
Google star 1Google star 2Google star 3Google star 4Google star 5
Very professional and quick turn around!
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Kiera Smith profile picture
Kiera Smith
Google star 1Google star 2Google star 3Google star 4Google star 5
Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
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Dorron Turner profile picture
Dorron Turner
Google star 1Google star 2Google star 3Google star 4Google star 5
Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
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Gabrielle Valentine profile picture
Gabrielle Valentine
Google star 1Google star 2Google star 3Google star 4Google star 5
Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
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Robert M profile picture
Robert M
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
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Chrissa Haygood profile picture
Chrissa Haygood
Google star 1Google star 2Google star 3Google star 4Google star 5
These lawyers have great communication skills and will fight for you!
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Jennifer Kennedy profile picture
Jennifer Kennedy
Google star 1Google star 2Google star 3Google star 4Google star 5
I stupidly signed as a Co Borrower for a young family member. I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold. They saved me from financial ruin!

New York Foreclosure FAQ

How long does a foreclosure take in New York?
Can I apply for a loan modification after foreclosure starts?
Will bankruptcy stop a foreclosure sale?
What is a mandatory settlement conference?

Get Help Before It’s Too LateStart Your Foreclosure Defense With a Free Consultation

Time is critical in New York foreclosure cases. Get the legal help you need to protect your home and your family’s future.

Request a Free Case Review

    *Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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