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Bankruptcy Lawyers Serving New Rochelle and Westchester County

Facing Debt in New Rochelle?

Bankruptcy May Be the Smartest Step Forward

If you’re struggling with credit card debt, facing foreclosure, or overwhelmed by financial stress, bankruptcy can help you reset. At Consumer Law Attorney, we help individuals and families in New Rochelle and Westchester County file for Chapter 7 or Chapter 13 bankruptcy — stopping garnishments, lawsuits, and foreclosure while protecting your income and assets.

Types of Bankruptcy We Handle in New RochelleGet the Debt Relief Strategy That’s Right for You

  • Chapter 7
  • Chapter 13

Chapter 7 Bankruptcy

Discharge most unsecured debts fast — no repayment plan required.

Chapter 13 Bankruptcy

Reorganize debt and stop foreclosure with a 3–5 year repayment plan.

  • Emergency Filings
  • Business Owners

Emergency Filings

Stop garnishment, lawsuits, or property seizures immediately.

Small Business Owner Filings

Protect personal assets while resolving business-related debt.

Why New Rochelle Clients Choose UsLocal Attorneys. Transparent Pricing. No Upfront Fees.

We know how to navigate the bankruptcy courts in Westchester County and provide clear guidance every step of the way. Whether you’re in a financial emergency or planning ahead, our team works fast — and you don’t pay unless we file.

Key Benefits:

  • Free consultations
  • No upfront legal fees for most Chapter 7 cases
  • Emergency filing support available
  • Bilingual legal team (English / Spanish)
  • Clear advice with no pressure

What Bankruptcy Can Help You DoBankruptcy Can Help You:

✅ Eliminate credit card, medical, and utility bill debt

✅ Stop foreclosure and repossession

✅ End wage garnishment and collection lawsuits

✅ Halt creditor harassment

✅ Keep your income, home, and personal property

✅ Catch up on back taxes or mortgage payments

Our Legal ProcessHow Our Bankruptcy Filing Process Works

Bankruptcy Steps:

  1. Free case review to understand your situation
  2. Choose the right chapter (7 or 13)
  3. We prepare and file your bankruptcy petition
  4. Attend the 341 Meeting of Creditors with our support
  5. Start fresh — with a discharge or repayment plan

What Clients in New Rochelle Say About Working With Us

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Marvin Louka profile picture
Marvin Louka
Google star 1Google star 2Google star 3Google star 4Google star 5
Very professional and quick turn around!
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Kiera Smith profile picture
Kiera Smith
Google star 1Google star 2Google star 3Google star 4Google star 5
Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
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Dorron Turner profile picture
Dorron Turner
Google star 1Google star 2Google star 3Google star 4Google star 5
Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
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Gabrielle Valentine profile picture
Gabrielle Valentine
Google star 1Google star 2Google star 3Google star 4Google star 5
Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
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Robert M profile picture
Robert M
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
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Chrissa Haygood profile picture
Chrissa Haygood
Google star 1Google star 2Google star 3Google star 4Google star 5
These lawyers have great communication skills and will fight for you!
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Jennifer Kennedy profile picture
Jennifer Kennedy
Google star 1Google star 2Google star 3Google star 4Google star 5
I stupidly signed as a Co Borrower for a young family member. I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold. They saved me from financial ruin!

Frequently Asked Questions From Westchester Clients

What debts can I eliminate with bankruptcy?
Will I lose my car or apartment?
Can bankruptcy stop an eviction or utility shutoff?
How long does bankruptcy affect my credit?

Contact Consumer Law AttorneysTalk to a New Rochelle Bankruptcy Attorney Today

You don’t have to face this alone. Let us help you clear your debt and get your life back on track. The consultation is free and confidential.

Get My Free Bankruptcy Evaluation

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    New York Office
    444 N. Michigan Ave Suite 1200, Chicago, IL 60611
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    Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762

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