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Bankruptcy Lawyers Serving Troy and Rensselaer County

Facing Foreclosure or Debt in Troy?

Bankruptcy May Be the Fresh Start You Need

If you’re overwhelmed by bills, facing foreclosure, or dealing with aggressive creditors, bankruptcy could help you take control of your finances. At Consumer Law Attorney, we assist individuals and families across Troy and Rensselaer County with Chapter 7 and Chapter 13 bankruptcy — helping you stop collections and rebuild your financial future.

Types of Bankruptcy We Handle in TroyWe Help You Choose the Right Path to Debt Relief

  • Chapter 7
  • Chapter 13

Chapter 7 Bankruptcy

Discharge unsecured debt quickly and start fresh without repayment.

Chapter 13 Bankruptcy

Stop foreclosure and pay back debt over time with a court-supervised plan.

  • Emergency Filings
  • Business Owners

Emergency Filings

Immediate action to stop garnishments, lawsuits, or home loss.

Bankruptcy for Small Business Owners

Navigate personal and business financial protection options.

Why Troy Clients Choose UsLocal Support. Affordable Help. Real Solutions.

Our experienced bankruptcy attorneys know the local court systems in Troy and the Capital Region. We offer affordable, compassionate, and responsive legal support tailored to your financial goals.

Key Benefits:

  • Free consultations — in-person or remote
  • No upfront fees for most Chapter 7 cases
  • Emergency same-day filings available
  • Bilingual staff (English / Spanish)
  • Step-by-step guidance from day one

What Bankruptcy Can Help You DoBankruptcy May Help You:

✅ Eliminate credit card and medical debt

✅ Stop foreclosure or repossession

✅ End wage garnishments and lawsuits

✅ Keep your income, home, and retirement savings

✅ Silence creditor calls and letters

✅ Catch up on overdue mortgage or tax payments

Our Legal ProcessHow Filing Bankruptcy With Us Works

Bankruptcy Steps:

  1. Free consultation and financial review
  2. Choose the right chapter for your needs
  3. We prepare and file your case
  4. Attend your 341 Meeting of Creditors (we’ll prepare you)
  5. You receive a discharge or begin a repayment plan

What Troy Clients Say About Our Legal Team

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Marvin Louka profile picture
Marvin Louka
Google star 1Google star 2Google star 3Google star 4Google star 5
Very professional and quick turn around!
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Kiera Smith profile picture
Kiera Smith
Google star 1Google star 2Google star 3Google star 4Google star 5
Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
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Dorron Turner profile picture
Dorron Turner
Google star 1Google star 2Google star 3Google star 4Google star 5
Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
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Gabrielle Valentine profile picture
Gabrielle Valentine
Google star 1Google star 2Google star 3Google star 4Google star 5
Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
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Robert M profile picture
Robert M
Google star 1Google star 2Google star 3Google star 4Google star 5
Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
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Chrissa Haygood profile picture
Chrissa Haygood
Google star 1Google star 2Google star 3Google star 4Google star 5
These lawyers have great communication skills and will fight for you!
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Jennifer Kennedy profile picture
Jennifer Kennedy
Google star 1Google star 2Google star 3Google star 4Google star 5
I stupidly signed as a Co Borrower for a young family member. I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold. They saved me from financial ruin!

Questions From Rensselaer County Clients

Can I stop foreclosure by filing bankruptcy in Troy?
Will I lose my apartment or car?
How long does bankruptcy take?
What debts can’t be wiped out?

Contact Consumer Law AttorneysTalk to a Troy Bankruptcy Lawyer Today

We’ve helped many clients in Troy turn the page financially. Let us do the same for you — no pressure, no upfront cost, and no judgment.

Free Bankruptcy Evaluation

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    New York Office
    444 N. Michigan Ave Suite 1200, Chicago, IL 60611
    MAIN OFFICE
    Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762
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    Mon-Fri: 9am – 6pm EST

    *Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

    Main Office: 2727 Ulmerton Road, Ste. 270, Clearwater, FL 33762

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