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Bankruptcy Attorneys Serving All of New York

Drowning in Debt?

Our New York Bankruptcy Lawyers Can Help

If you’re overwhelmed by credit cards, medical bills, or lawsuits, bankruptcy can offer a legal way to regain control. At Consumer Law Attorney, we help New Yorkers file for Chapter 7 or Chapter 13 bankruptcy—eliminating or restructuring debt while protecting your home, car, and wages.

We Can Help You Start Fresh

Bankruptcy Options in New YorkChoose the Right Type of Bankruptcy for Your Situation

New York residents can typically file under Chapter 7 or Chapter 13, depending on income and assets. We help you choose the right option and walk you through each step.

Comparison:

  • Chapter 7
  • Chapter 13

Chapter 7 – Straight Bankruptcy

  • Wipes out most unsecured debts
  • Quick process (4–6 months)
  • Ideal for low to moderate income
  • May require liquidation of non-exempt assets

Chapter 13 – Repayment Plan

  • Consolidates debts into 3–5 year plan
  • Stops foreclosure and repossession
  • Allows you to keep assets while catching up on payments
  • Great for those with steady income

New York Bankruptcy ProcessHow Bankruptcy Works in New York

Step-by-step timeline:

  1. Free consultation with our attorneys
  2. Review of income, debts, and assets
  3. Petition preparation and court filing
  4. Automatic stay halts collection activity
  5. 341 meeting (creditor hearing)
  6. Debt discharge or court-approved repayment plan

Link: Learn about New York’s bankruptcy exemptions and protections

What Bankruptcy Can Do for YouBenefits of Filing for Bankruptcy

  • Stop wage garnishments and creditor lawsuits
  • Halt foreclosure and repossession
  • Eliminate credit card, medical, and personal loan debt
  • Protect exempt property like your home, car, or retirement accounts
  • Get a fresh financial start

Areas We ServeTrusted Bankruptcy Representation Across New York

Our team has helped clients across all five boroughs, Long Island, and Upstate New York successfully navigate bankruptcy court.

Linked Cities List:

  • New York City
  • Buffalo
  • Rochester
  • Yonkers
  • Syracuse
  • Albany

[View All New York Locations]

See Why Thousands of New Yorkers Chose Us

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Marvin Louka
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Very professional and quick turn around!
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Kiera Smith
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Great firm. Polite, honest, and professional. Handled our dispute accordingly.Elaine Prado is amazing. Definitely recommend. Took all of my anxiety away as legal matters can be very grey sometimes.
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Dorron Turner
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Elaine Prado did a great job of keeping me informed on my case and letting me know my options.
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Gabrielle Valentine
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Exceptional Personal Injury Firm I engaged Consumer Law Attorneys to assist me with a personal injury matter that occurred during my pregnancy. It was a particularly frightening experience, especially during the third trimester. From my initial consultation with Attorney Young Kim, I found him to be informative, professional, and friendly. Throughout the process, he was always available to answer my questions, which gave me great confidence and allowed me to focus on my family rather than the case. Attorney Kim reached a settlement that exceeded my expectations. I am extremely pleased with the outcome. My baby and I are doing well, thanks to Mr. Kim and his dedicated paralegal, Elaine. I highly recommend Consumer Law.
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Robert M
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Excellent Legal Representation I recently had the pleasure of working with Consumer Law Attorneys (CLA) on my personal injury case. Attorney Young Kim and his Paralegal Elaine were always available to answer my questions and kept me informed every step of the way. I received a fair settlement that exceeded my expectations. I highly recommend CLA to anyone in need of a personal injury attorney. Their exceptional service and genuine care for their clients set them apart from their competitors.
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Chrissa Haygood
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These lawyers have great communication skills and will fight for you!
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Jennifer Kennedy
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I stupidly signed as a Co Borrower for a young family member. I had no idea home was in foreclosure until contacted by a process server. Consumer Law worked with me to stop foreclosure until house could be sold. They saved me from financial ruin!

New York Bankruptcy FAQ

Will bankruptcy stop foreclosure?
How does it affect my credit?
Can I keep my car and house?
What does it cost to file in New York?

Start Your Fresh StartSpeak to a New York Bankruptcy Lawyer Today

Don’t let debt control your life. Get expert legal guidance and a clear path forward—confidentially and without judgment.

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    *Disclaimer: The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.

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