If you’re struggling with credit card debt, facing foreclosure, or overwhelmed by financial stress, bankruptcy can help you reset. At Consumer Law Attorney, we help individuals and families in New Rochelle and Westchester County file for Chapter 7 or Chapter 13 bankruptcy — stopping garnishments, lawsuits, and foreclosure while protecting your income and assets.
Chapter 7 Bankruptcy
Discharge most unsecured debts fast — no repayment plan required.
Chapter 13 Bankruptcy
Reorganize debt and stop foreclosure with a 3–5 year repayment plan.
Emergency Filings
Stop garnishment, lawsuits, or property seizures immediately.
Small Business Owner Filings
Protect personal assets while resolving business-related debt.
We know how to navigate the bankruptcy courts in Westchester County and provide clear guidance every step of the way. Whether you’re in a financial emergency or planning ahead, our team works fast — and you don’t pay unless we file.
Key Benefits:
✅ Eliminate credit card, medical, and utility bill debt
✅ Stop foreclosure and repossession
✅ End wage garnishment and collection lawsuits
✅ Halt creditor harassment
✅ Keep your income, home, and personal property
✅ Catch up on back taxes or mortgage payments
Bankruptcy Steps: