If you’re overwhelmed by debt, facing foreclosure, or struggling to keep up with bills, bankruptcy may give you the fresh start you deserve. At Consumer Law Attorney, we help individuals and families across Albany and the Capital Region file for Chapter 7 and Chapter 13 bankruptcy — stopping collections and protecting your future.
Chapter 7 Bankruptcy
Wipe out credit card, medical, and unsecured debt in 3–4 months.
Chapter 13 Bankruptcy
Stop foreclosure and catch up on payments through a 3–5 year repayment plan.
Emergency Filings
Halt garnishments, evictions, or foreclosure immediately.
Small Business Owner Filings
Explore personal and business debt protection strategies.
We’ve helped hundreds of Albany-area clients get out of debt and stay in their homes. Our legal team knows the U.S. Bankruptcy Court for the Northern District of New York and offers fast, respectful service with no upfront fees for most cases.
Key Benefits:
✅ Stop foreclosure and save your home
✅ Eliminate medical and credit card debt
✅ End lawsuits and wage garnishment
✅ Silence creditor harassment
✅ Keep your paycheck, car, and retirement accounts
✅ Catch up on back taxes or utility bills
Bankruptcy Steps: